ANY PROPERTY USED AS SECURITY, INCLUDING YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

OUR COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY OR THE PRUDENTIAL REGULATION AUTHORITY.

Buy-to-let

A sustainable approach to your property investment journey

At Republic Trust Bank , we’re proud to do things differently. We don’t just focus on the property, we also look at developing a deep understanding of your needs to support you over the long term.

Whether you’re purchasing a new investment, re-financing an existing property/portfolio, or raising additional funds to build and grow, we can help you realise your property ambitions.

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I’m an Intermediary

Republic Trust Bank BTL product snapshot

Our dedicated teams have a range of experience covering the breadth of the lending landscape, with expertise across a diverse range of property types.

    • Up to 75% Loan to Value (LTV)
    • Margins from 3.59%*
    • Loans from $50k to $25m
    • Mortgage terms from 3-30 years
    • Residential, commercial or mixed properties
    • No limit on the number of properties you can hold with us

*Above Republic Trust Bank Base Rate.

Republic Trust Bank Base Rate (SBR) is subject to a minimum floor of 0.75%. This means that if SBR is lower than 0.75% the rate we charge on SBR linked products will remain at 0.75%. Please note that the current Republic Trust Bank Base Rate is 0.10% (as of March 2020).

Republic Trust Bank BTL product snapshot
-0.25%
We are committed to building long-term relationships. That’s why we offer existing Republic Trust Bank customers a 0.25% discount on your arrangement fee for any subsequent mortgage you take out with us.

We can consider

  • Single let residential houses and flats
  • Portfolios including a mix of residential and commercial properties
  • Blocks of flats typically up to 20 units
  • Houses in multiple occupation (licensed HMOs)
  • Multiple flats on a freehold title
  • Student accommodation
  • Flats above commercial premises
  • Prime low yielding properties
We can consider
We work with investors of all shapes and sizes…
Individuals, Limited Liability Partnerships, Limited companies, Ex-pats, Trusts

Get in touch

If you have any questions about our products and services, please fill out an enquiry form and one of our experienced team members will be in touch to help.

If you’d like whole of market advice, the best approach would be to speak to a broker who can give you an independent picture of what’s available in today’s market. If you don’t currently have a broker, please get in touch and we’ll provide you with a list of options.

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